Accend Launches AI Credit Analyst—Faster Underwriting, Human-Verified Accuracy
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Accend - AI Credit Analyst For Business Underwriting

Pranjal Daga
March 10, 2025
First financial spread on us.
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Accend - AI Credit Analyst For Business Underwriting

Pranjal Daga
March 10, 2025
First financial spread on us.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

TL;DR

Accend is launching new financial statement spreading and analysis, guaranteeing 100% accuracy powered by AI and human-in-the-loop review, saving time and costs.

Every credit decision starts with numbers. But behind every number is a story—and the faster you understand that story, the better decisions you can make. At Accend, our goal is clear: to transform the way credit teams work by becoming your AI-powered credit analyst with guaranteed 100% accuracy through human-in-the-loop capabilities.

Why We're Building This?

Credit teams today face a massive problem: underwriting processes remain largely manual, painfully slow, and prone to costly errors. Across financial institutions, analysts spend hours manually spreading and analyzing financial statements, slowing down approvals and inflating operational costs. This isn’t just a minor inconvenience; it's a billion-dollar inefficiency affecting banks, fintechs, insurers and lenders globally.

We knew there had to be a better way—one where accuracy meets speed.

Introducing Accend's Financial Statement Spreading & Analysis Solution

We are expanding Accend into Credit Analysis, starting with financial statement spreading. 

✔️ AI does the heavy lifting—spreading financials with high accuracy and generating credit memos quickly.
✔️ Human-in-the-loop—to complement our AI analysis so you get 100% accuracy, guaranteed.
✔️ Your underwriting team moves 10x faster—reducing costs, errors, and approval times.

Customer Spotlight 

Russell Gu, Head of Credit Risk at Slope, shares his experience:

"Accend offers the best solution for data-driven credit teams looking to maximize insights from financial documents. Their API solution and onshore time zone support accelerate financial review more than 4x."

What's Unique About Accend?

In industries like finance, where accuracy is non-negotiable, AI adoption has lagged significantly. Many providers hesitate to tackle challenges requiring near-perfect accuracy, preferring tasks with more lenient precision demands. But we didn't shy away from the challenge—we embraced it. By blending cutting-edge AI models with rigorous human review, we have effectively solved the "cold start" accuracy problem that has stalled AI adoption in credit underwriting. Every financial analysis completed through Accend undergoes meticulous AI scrutiny and validation from expert analysts, ensuring 100% accuracy, every time.

Who is Accend for?

Accend is purpose-built for credit leaders who demand excellence: underwriting teams at banks, fintechs, and alternative lenders committed to driving efficiency and precision across their credit operations.

Why It Matters?

Accend delivers measurable ROI from day one:

Ready to Experience Accend?

To celebrate our launch, we're offering your first financial spread and analysis completely FREE. Email us at pranjal@withaccend.com or Schedule a call to experience firsthand how Accend can revolutionize your credit processes.

Win More Deals with Accend’s AI-Powered Underwriting
Same-day spreads

AI-powered automation + human expertise
Better accuracy & deeper financial insights
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Impressive Financial Spreading That Keeps Percent Coming Back

Our team has been impressed with Accend’s financial spreading product and we look forward to continuing to explore ways to leverage it!

Prath Reddy

Prath Reddy, President @ Percent

Seamless Integration, Exceptional Accuracy, and Weeks Saved on Business Processes for Evergrow

Accend integrated seamlessly into our platform. Their accurate data extraction and ratio analysis has sped up our business processes by weeks. Furthermore, the Accend team was incredibly receptive and responsive to requests, questions and feedback as we worked out bugs and implemented our processes. Their turnaround time and customer service, along with the quality of their work, are hard to beat!

Marissa Jacobus

Director, Tax Credit Finance @ Evergrow

Accelerated Slope’s Financial Reviews by Over 4x—Unmatched Speed & Support

"Accend offers the best solution for data-driven credit teams looking to maximize insights from financial documents. Their API solution and onshore time zone support accelerate financial review more than 4x."

Russell Gu

Head of Credit Risk @ Slope

How Decentro transformed its KYB process with Accend’s industry-leading AI

"Accend’s industry-leading SaaS for business evaluation and industry risk verification has helped automate our merchant onboarding process. Their innovative product has significantly enhanced efficiency, greatly improving the onboarding experience for our payment aggregation/collection customers. Accend’s team is also very responsive and quick with iterations, which is a huge plus"

Rohit Taneja

Co-Founder & CEO @ Decentro

Leveling up TransFi’s global onboarding process with seamless business nature and industry risk verification

“Accend has allowed my team to approve onboarding applications much faster without going through tedious online searches. We serve customers globally, and it was previously a major challenge to navigate websites across various languages and jurisdictions. Thanks to Accend AI, our compliance team is not only more efficient but also noticeably more satisfied. We are also very happy with Accend's dedicated support and services.”

Raj Kamal

Founder, CEO @ TransFi

How Pleo frees its operation team from repetitive manual research with Accend

"We are thrilled to collaborate with Accend on this pioneering initiative to develop our AI-enabled KYC system. As Pleo continues to grow rapidly, our goal is to onboard more customers without adding operations headcount. With Accend's automated business nature and industry risk verification, we aim to free our analysts from repetitive manual research, enabling them to focus on quality assurance. We look forward to exploring many more innovative features together, further elevating our onboarding capabilities."

Dan Jacobson

Sr. Director, Head of Business Operations @ Pleo

Driving team efficiency, reducing over 80% of manual effort, and enhancing customer experience with Slope

"With Accend, we were able to not only find significant time savings with over 80% reduction in manual effort required, but also provide a superior experience to our customers."

Nick Heins

Head of Capital Markets @ Slope